Coinbase, m\u1ed9t s\u00e0n giao d\u1ecbch ti\u1ec1n m\u00e3 h\u00f3a n\u1ed5i ti\u1ebfng, \u0111\u00e3 g\u1eb7p r\u1eafc r\u1ed1i \u1edf V\u01b0\u01a1ng qu\u1ed1c Anh. C\u01a1 quan Qu\u1ea3n l\u00fd T\u00e0i ch\u00ednh V\u01b0\u01a1ng qu\u1ed1c Anh (FCA) \u0111\u00e3 ph\u1ea1t c\u00f4ng ty con c\u1ee7a Coinbase t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh, CB Payments Limited (CBPL), s\u1ed1 ti\u1ec1n l\u1edbn 4,5 tri\u1ec7u \u0111\u00f4 la. Nguy\u00ean nh\u00e2n l\u00e0 g\u00ec? H\u1ecd \u0111\u00e3 kh\u00f4ng tu\u00e2n th\u1ee7 m\u1ed9t th\u1ecfa thu\u1eadn t\u1ef1 nguy\u1ec7n v\u1ec1 vi\u1ec7c ti\u1ebfp nh\u1eadn kh\u00e1ch h\u00e0ng.<\/p>\n\n
V\u00e0o n\u0103m 2020, CBPL \u0111\u00e3 \u0111\u1ed3ng \u00fd v\u1edbi FCA l\u00e0 s\u1ebd kh\u00f4ng ti\u1ebfp nh\u1eadn nh\u1eefng kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c coi l\u00e0 “r\u1ee7i ro cao”. Tuy nhi\u00ean, cu\u1ed1i c\u00f9ng h\u1ecd \u0111\u00e3 ti\u1ebfp nh\u1eadn 13.416 kh\u00e1ch h\u00e0ng r\u1ee7i ro cao, vi ph\u1ea1m th\u1ecfa thu\u1eadn. FCA coi \u0111\u00e2y l\u00e0 h\u00e0nh vi vi ph\u1ea1m nghi\u00eam tr\u1ecdng v\u00e0 quy\u1ebft \u0111\u1ecbnh x\u1eed ph\u1ea1t h\u1ecd.<\/p>\n\n
Theo FCA, CBPL c\u00f3 c\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t y\u1ebfu. Nh\u1eefng \u0111i\u1ec3m y\u1ebfu n\u00e0y khi\u1ebfn b\u1ecdn t\u1ed9i ph\u1ea1m d\u1ec5 d\u00e0ng s\u1eed d\u1ee5ng CBPL \u0111\u1ec3 r\u1eeda ti\u1ec1n h\u01a1n. Therese Chambers, gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh chung ph\u1ee5 tr\u00e1ch th\u1ef1c thi v\u00e0 gi\u00e1m s\u00e1t th\u1ecb tr\u01b0\u1eddng t\u1ea1i FCA, cho bi\u1ebft trong m\u1ed9t tuy\u00ean b\u1ed1 v\u00e0o ng\u00e0y 25 th\u00e1ng 7:<\/p>\n\n
“C\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t c\u1ee7a CBPL c\u00f3 nh\u1eefng \u0111i\u1ec3m y\u1ebfu \u0111\u00e1ng k\u1ec3 v\u00e0 FCA \u0111\u00e3 th\u00f4ng b\u00e1o cho h\u1ecd, \u0111\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao c\u00e1c y\u00eau c\u1ea7u l\u00e0 c\u1ea7n thi\u1ebft. Tuy nhi\u00ean, CPBL \u0111\u00e3 nhi\u1ec1u l\u1ea7n vi ph\u1ea1m c\u00e1c y\u00eau c\u1ea7u \u0111\u00f3. \u0110i\u1ec1u n\u00e0y l\u00e0m t\u0103ng nguy c\u01a1 b\u1ecdn t\u1ed9i ph\u1ea1m c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng CBPL \u0111\u1ec3 r\u1eeda ti\u1ec1n thu \u0111\u01b0\u1ee3c t\u1eeb ho\u1ea1t \u0111\u1ed9ng t\u1ed9i ph\u1ea1m. Ch\u00fang t\u00f4i s\u1ebd kh\u00f4ng dung th\u1ee9 cho s\u1ef1 l\u1ecfng l\u1ebbo nh\u01b0 v\u1eady, v\u00ec n\u00f3 g\u00e2y nguy hi\u1ec3m \u0111\u1ebfn t\u00ednh to\u00e0n v\u1eb9n c\u1ee7a th\u1ecb tr\u01b0\u1eddng c\u1ee7a ch\u00fang t\u00f4i.”<\/p>\n\n
Quy\u1ebft \u0111\u1ecbnh ph\u1ea1t ti\u1ec1n Coinbase UK c\u1ee7a FCA c\u00f3 th\u1ec3 b\u00e1o hi\u1ec7u s\u1ef1 kh\u1edfi \u0111\u1ea7u c\u1ee7a qu\u00e1 tr\u00ecnh gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd h\u01a1n \u0111\u1ed1i v\u1edbi c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n m\u00e3 h\u00f3a kh\u00e1c trong khu v\u1ef1c. Ho\u1ea1t \u0111\u1ed9ng gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd h\u01a1n n\u00e0y c\u00f3 th\u1ec3 khi\u1ebfn m\u1ed9t s\u1ed1 n\u1ec1n t\u1ea3ng t\u00ecm ki\u1ebfm c\u00e1c khu v\u1ef1c ph\u00e1p l\u00fd th\u00e2n thi\u1ec7n v\u1edbi ti\u1ec1n m\u00e3 h\u00f3a h\u01a1n \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng.<\/p>\n\n
C\u00f3 li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u n\u00e0y, FCA \u0111\u00e3 ph\u1ea1t c\u00f4ng ty con c\u1ee7a Coinbase t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh theo Quy \u0111\u1ecbnh Ti\u1ec1n \u0111i\u1ec7n t\u1eed n\u0103m 2011. M\u1ee9c ph\u1ea1t n\u00e0y \u0111\u00e1ng ch\u00fa \u00fd v\u00ec \u0111\u00e2y l\u00e0 l\u1ea7n \u0111\u1ea7u ti\u00ean FCA th\u1ef1c hi\u1ec7n h\u00e0nh \u0111\u1ed9ng th\u1ef1c thi d\u1ef1a tr\u00ean quy \u0111\u1ecbnh n\u00e0y.<\/p>\n\n
C\u01a1 quan qu\u1ea3n l\u00fd c\u1ee7a Anh \u0111\u00e3 ph\u1ea1t CBPL c\u1ee7a Coinbase Group 3.503.546 b\u1ea3ng Anh, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi 4,5 tri\u1ec7u \u0111\u00f4 la. FCA nh\u1eadn th\u1ea5y r\u1eb1ng c\u00e1c h\u00e0nh vi vi ph\u1ea1m \u0111\u00e3 kh\u00f4ng b\u1ecb ph\u00e1t hi\u1ec7n trong hai n\u0103m qua do thi\u1ebfu c\u00e1c ho\u1ea1t \u0111\u1ed9ng gi\u00e1m s\u00e1t ban \u0111\u1ea7u \u0111\u1ed1i v\u1edbi th\u1ecfa thu\u1eadn t\u1ef1 nguy\u1ec7n (VREQ) c\u1ee7a c\u00f4ng ty.<\/p>\n\n
CBPL c\u1ee7a Coinbase UK ch\u1ec9 ti\u1ebfp nh\u1eadn m\u1ed9t t\u1ef7 l\u1ec7 nh\u1ecf kh\u00e1ch h\u00e0ng r\u1ee7i ro cao. Theo m\u1ed9t tuy\u00ean b\u1ed1 do Coinbase chia s\u1ebb, ch\u1ec9 c\u00f3 0,34% kh\u00e1ch h\u00e0ng m\u00e0 h\u1ecd ti\u1ebfp nh\u1eadn \u0111\u01b0\u1ee3c coi l\u00e0 “r\u1ee7i ro cao”. CBPL tuy\u00ean b\u1ed1 r\u1eb1ng nh\u1eefng kh\u00e1ch h\u00e0ng n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c “ti\u1ebfp nh\u1eadn kh\u00f4ng ch\u1ee7 \u00fd” trong kho\u1ea3ng th\u1eddi gian t\u1eeb ng\u00e0y 30 th\u00e1ng 10 n\u0103m 2020 \u0111\u1ebfn ng\u00e0y 1 th\u00e1ng 10 n\u0103m 2023. \u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn cu\u1ed9c \u0111i\u1ec1u tra c\u1ee7a FCA v\u00e0 c\u00e1c h\u00e0nh \u0111\u1ed9ng ti\u1ebfp theo.<\/p>\n\n
Cu\u1ed9c \u0111i\u1ec1u tra c\u1ee7a FCA kh\u00f4ng t\u1eadp trung v\u00e0o c\u00e1c giao d\u1ecbch t\u00e0i s\u1ea3n ti\u1ec1n m\u00e3 h\u00f3a. Thay v\u00e0o \u0111\u00f3, h\u1ecd xem x\u00e9t c\u00e1c d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u1ee7a CBPL. CBPL \u0111\u00e3 \u0111\u01b0\u1ee3c FCA c\u1ea5p ph\u00e9p l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1eeb n\u0103m 2017 v\u00e0 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 thanh to\u00e1n cho kh\u00e1ch h\u00e0ng \u1edf m\u1ed9t s\u1ed1 khu v\u1ef1c ph\u00e1p l\u00fd nh\u1ea5t \u0111\u1ecbnh. Tuy nhi\u00ean, CBPL kh\u00f4ng \u0111\u01b0\u1ee3c FCA c\u1ea5p ph\u00e9p \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch t\u00e0i s\u1ea3n ti\u1ec1n m\u00e3 h\u00f3a cho kh\u00e1ch h\u00e0ng. Do \u0111\u00f3, cu\u1ed9c \u0111i\u1ec1u tra c\u1ee7a FCA \u0111\u00e3 kh\u00f4ng xem x\u00e9t b\u1ea5t k\u1ef3 giao d\u1ecbch t\u00e0i s\u1ea3n ti\u1ec1n m\u00e3 h\u00f3a n\u00e0o.<\/p>\n\n
Coinbase \u0111\u00e3 ph\u1ea3n h\u1ed3i v\u1ec1 kho\u1ea3n ti\u1ec1n ph\u1ea1t b\u1eb1ng c\u00e1ch n\u00eau r\u1eb1ng h\u1ecd \u0111\u00e3 v\u00f4 t\u00ecnh ti\u1ebfp nh\u1eadn m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng r\u1ee7i ro cao. H\u1ecd nh\u1ea5n m\u1ea1nh r\u1eb1ng ch\u1ec9 m\u1ed9t ph\u1ea7n nh\u1ecf kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd b\u1ecb \u1ea3nh h\u01b0\u1edfng. Ngo\u00e0i ra, h\u1ecd c\u0169ng \u0111\u1ec1 c\u1eadp r\u1eb1ng kho\u1ea3n ti\u1ec1n ph\u1ea1t \u0111\u00e3 \u0111\u01b0\u1ee3c gi\u1ea3m 30% v\u00ec h\u1ecd \u0111\u1ed3ng \u00fd gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 v\u1edbi FCA.<\/p>\n\n
Kho\u1ea3n ti\u1ec1n ph\u1ea1t n\u00e0y c\u00f3 th\u1ec3 \u0111\u00e1nh d\u1ea5u s\u1ef1 kh\u1edfi \u0111\u1ea7u c\u1ee7a m\u1ed9t cu\u1ed9c \u0111\u00e0n \u00e1p r\u1ed9ng l\u1edbn h\u01a1n \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 ti\u1ec1n m\u00e3 h\u00f3a t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh. Quy\u1ebft \u0111\u1ecbnh c\u1ee7a FCA c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn c\u00e1c quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n \u0111\u1ed1i v\u1edbi ng\u00e0nh c\u00f4ng nghi\u1ec7p ti\u1ec1n m\u00e3 h\u00f3a, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c doanh nghi\u1ec7p n\u00e0y.<\/p>\n\n
H\u00e0nh \u0111\u1ed9ng c\u1ee7a FCA ch\u1ed1ng l\u1ea1i Coinbase UK l\u00e0 l\u1eddi c\u1ea3nh b\u00e1o \u0111\u1ed1i v\u1edbi c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n m\u00e3 h\u00f3a kh\u00e1c v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c tu\u00e2n th\u1ee7 c\u00e1c th\u1ecfa thu\u1eadn ph\u00e1p l\u00fd. Khi ng\u00e0nh c\u00f4ng nghi\u1ec7p ti\u1ec1n m\u00e3 h\u00f3a ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n, c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd c\u00f3 kh\u1ea3 n\u0103ng s\u1ebd t\u0103ng c\u01b0\u1eddng gi\u00e1m s\u00e1t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh tu\u00e2n th\u1ee7 v\u00e0 b\u1ea3o v\u1ec7 t\u00ednh to\u00e0n v\u1eb9n c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh. \u0110\u1ed1i v\u1edbi Coinbase v\u00e0 c\u00e1c s\u00e0n giao d\u1ecbch kh\u00e1c, \u0111i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 ph\u1ea3i tri\u1ec3n khai c\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t v\u00e0 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd h\u01a1n \u0111\u1ec3 tr\u00e1nh c\u00e1c kho\u1ea3n ti\u1ec1n ph\u1ea1t t\u01b0\u01a1ng t\u1ef1 v\u00e0 \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng trong khu\u00f4n kh\u1ed5 ph\u00e1p lu\u1eadt.<\/p>","protected":false},"excerpt":{"rendered":"
Coinbase UK b\u1ecb ph\u1ea1t 4,5 tri\u1ec7u \u0111\u00f4 la B\u1ed1i c\u1ea3nh ti\u1ec1n ph\u1ea1t Coinbase, m\u1ed9t s\u00e0n giao d\u1ecbch ti\u1ec1n m\u00e3 h\u00f3a n\u1ed5i ti\u1ebfng, \u0111\u00e3 g\u1eb7p r\u1eafc r\u1ed1i \u1edf V\u01b0\u01a1ng qu\u1ed1c Anh.…<\/p>\n","protected":false},"author":2,"featured_media":1537,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/posts\/1536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/comments?post=1536"}],"version-history":[{"count":1,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/posts\/1536\/revisions"}],"predecessor-version":[{"id":1538,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/posts\/1536\/revisions\/1538"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/media\/1537"}],"wp:attachment":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/media?parent=1536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/categories?post=1536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/tags?post=1536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}