M\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c th\u00fa v\u1ecb nh\u1ea5t khi nghi\u00ean c\u1ee9u Trung Qu\u1ed1c v\u00e0 Bitcoin l\u00e0 \u0111\u1ed3ng Nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1. H\u01b0\u1edbng d\u1eabn n\u00e0y t\u00f3m t\u1eaft nh\u1eefng b\u1ea3n c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t v\u1ec1 d\u1ef1 \u00e1n Nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 (e-CNY) khi ch\u00fang ta b\u01b0\u1edbc v\u00e0o n\u0103m 2024.<\/p>\n\n
e-CNY l\u00e0 phi\u00ean b\u1ea3n ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng (CBDC) c\u1ee7a Trung Qu\u1ed1c. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng tham gia tr\u1ef1c ti\u1ebfp v\u00e0o vi\u1ec7c ph\u00e1t h\u00e0nh t\u00e0i kho\u1ea3n cho c\u00e1c c\u00e1 nh\u00e2n. e-CNY l\u00e0 m\u1ed9t CBDC b\u00e1n l\u1ebb, \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 c\u00f4ng ch\u00fang s\u1eed d\u1ee5ng, kh\u00f4ng gi\u1ed1ng nh\u01b0 CBDC b\u00e1n bu\u00f4n m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng s\u1eed d\u1ee5ng. N\u00f3 nh\u1eb1m m\u1ee5c \u0111\u00edch thay th\u1ebf ti\u1ec1n m\u1eb7t, kh\u00f4ng sinh l\u00e3i v\u00e0 \u0111\u01b0\u1ee3c neo gi\u00e1 1:1 v\u1edbi Nh\u00e2n d\u00e2n t\u1ec7 c\u1ee7a Trung Qu\u1ed1c.<\/p>\n\n
M\u1ed9t s\u1ed1 th\u01b0\u01a1ng nh\u00e2n ch\u1ea5p nh\u1eadn e-CNY v\u00e0 n\u00f3 c\u0169ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong h\u1ec7 th\u1ed1ng giao th\u00f4ng c\u00f4ng c\u1ed9ng \u1edf c\u00e1c th\u00e0nh ph\u1ed1 l\u1edbn nh\u01b0 B\u1eafc Kinh. Trong Th\u1ebf v\u1eadn h\u1ed9i m\u00f9a \u0111\u00f4ng, n\u00f3 l\u00e0 m\u1ed9t trong ba h\u00ecnh th\u1ee9c thanh to\u00e1n \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn.<\/p>\n\n
Kh\u00f4ng, b\u1ea1n kh\u00f4ng th\u1ec3 mua e-CNY tr\u1eeb khi b\u1ea1n \u1edf m\u1ed9t trong 29 khu v\u1ef1c th\u00ed \u0111i\u1ec3m \u1edf Trung Qu\u1ed1c. N\u1ebfu b\u1ea1n \u1edf n\u01b0\u1edbc ngo\u00e0i v\u00e0 kh\u00f4ng th\u1ec3 truy c\u1eadp c\u1eeda h\u00e0ng \u1ee9ng d\u1ee5ng c\u1ee7a Trung Qu\u1ed1c, b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c e-CNY. C\u00e1c h\u01b0\u1edbng d\u1eabn chi ti\u1ebft h\u01a1n gi\u1ea3i th\u00edch v\u1ec1 29 khu v\u1ef1c m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c e-CNY.<\/p>\n\n
N\u1ebfu b\u1ea1n th\u1eed mua e-CNY tr\u00ean iPhone, b\u1ea1n s\u1ebd b\u1ecb t\u1eeb ch\u1ed1i n\u1ebfu v\u1ecb tr\u00ed \u0111i\u1ec7n tho\u1ea1i c\u1ee7a b\u1ea1n kh\u00f4ng n\u1eb1m trong m\u1ed9t trong nh\u1eefng khu v\u1ef1c th\u00ed \u0111i\u1ec3m. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n \u1edf m\u1ed9t trong nh\u1eefng khu v\u1ef1c n\u00e0y, hi\u1ec7n c\u00f3 h\u01b0\u1edbng d\u1eabn cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i tham gia h\u1ec7 th\u1ed1ng. Alipay v\u00e0 WeChat Pay c\u0169ng cho ph\u00e9p \u0111\u0103ng k\u00fd b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf. \u0110\u00e2y l\u00e0 m\u1ed9t ph\u1ea7n trong n\u1ed7 l\u1ef1c r\u1ed9ng l\u1edbn h\u01a1n c\u1ee7a Trung Qu\u1ed1c nh\u1eb1m thu h\u00fat du kh\u00e1ch qu\u1ed1c t\u1ebf, bao g\u1ed3m c\u1ea3 vi\u1ec7c c\u1ea5p quy\u1ec1n mi\u1ec5n th\u1ecb th\u1ef1c cho m\u1ed9t s\u1ed1 qu\u1ed1c gia v\u00e0o n\u0103m 2024.<\/p>\n\n
e-CNY l\u00e0 c\u00e2u tr\u1ea3 l\u1eddi c\u1ee7a Trung Qu\u1ed1c \u0111\u1ed1i v\u1edbi Bitcoin, m\u1ed9t lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed m\u00e0 ch\u00ednh ph\u1ee7 Trung Qu\u1ed1c \u0111\u00e3 c\u1ed1 g\u1eafng c\u1ea5m. Nghi\u00ean c\u1ee9u v\u1ec1 e-CNY b\u1eaft \u0111\u1ea7u v\u00e0o kho\u1ea3ng n\u0103m 2014, v\u1edbi vi\u1ec7c S\u00e1ng ki\u1ebfn nghi\u00ean c\u1ee9u ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 b\u1eaft \u0111\u1ea7u v\u00e0o n\u0103m 2016. Tuy nhi\u00ean, c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t \u0111\u00e1ng k\u1ec3 gi\u1eefa e-CNY v\u00e0 Bitcoin.<\/p>\n\n
e-CNY \u0111\u00e3 \u0111\u01b0\u1ee3c tri\u1ec3n khai t\u1ea1i 29 th\u00e0nh ph\u1ed1. B\u1ea5t ch\u1ea5p c\u00e1ch d\u00f9ng t\u1eeb “th\u00ed \u0111i\u1ec3m” m\u00e0 nh\u00e0 n\u01b0\u1edbc Trung Qu\u1ed1c s\u1eed d\u1ee5ng, r\u00f5 r\u00e0ng l\u00e0 e-CNY \u0111\u00e3 s\u1eb5n s\u00e0ng \u0111\u1ec3 tri\u1ec3n khai to\u00e0n di\u1ec7n. N\u00f3 l\u00e0 m\u1ed9t ph\u1ea7n trong c\u00e1ch ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng Trung Qu\u1ed1c theo d\u00f5i ngu\u1ed3n cung ti\u1ec1n. M\u1eb7c d\u00f9 ch\u01b0\u01a1ng tr\u00ecnh th\u00ed \u0111i\u1ec3m bao g\u1ed3m c\u00e1c kho\u1ea3n ti\u1ec1n h\u1ebft h\u1ea1n, nh\u01b0ng t\u1ef7 l\u1ec7 \u00e1p d\u1ee5ng l\u1ea1i r\u1ea5t ch\u1eadm. C\u00e1c s\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea ch\u00ednh th\u1ee9c x\u00e1c nh\u1eadn r\u1eb1ng e-CNY kh\u00f4ng \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng. C\u00e1c b\u1eb1ng ch\u1ee9ng giai tho\u1ea1i, nh\u01b0 b\u00e1o c\u00e1o c\u1ee7a South China Morning Post, ch\u1ec9 ra r\u1eb1ng h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi th\u00edch Alipay v\u00e0 WeChat Pay h\u01a1n.<\/p>\n\n
M\u1eb7c d\u00f9 kh\u1ed1i l\u01b0\u1ee3ng thanh to\u00e1n \u0111\u00e3 t\u0103ng l\u00ean, \u0111\u1ea1t 250 t\u1ef7 \u0111\u00f4 la trong n\u1eeda \u0111\u1ea7u n\u0103m 2023, nh\u01b0ng n\u00f3 v\u1eabn ch\u1ec9 chi\u1ebfm 0,16% t\u1ed5ng kh\u1ed1i l\u01b0\u1ee3ng ti\u1ec1n t\u1ec7 c\u1ee7a Trung Qu\u1ed1c. \u0110\u00e2y l\u00e0 xu h\u01b0\u1edbng t\u0103ng n\u1ebfu so v\u1edbi m\u1ee9c 14 t\u1ef7 \u0111\u00f4 la \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o trong hai n\u0103m \u0111\u1ea7u ti\u00ean ra m\u1eaft e-CNY.<\/p>\n\n
H\u1ed3ng K\u00f4ng \u0111\u00e3 th\u00ed \u0111i\u1ec3m ch\u1ea5p nh\u1eadn e-CNY, v\u1edbi c\u00e1c h\u01b0\u1edbng d\u1eabn v\u00e0 l\u1eddi gi\u1edbi thi\u1ec7u t\u00edch c\u1ef1c tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng nh\u00e0 n\u01b0\u1edbc, cho th\u1ea5y Trung Qu\u1ed1c c\u00f3 \u00fd \u0111\u1ecbnh tri\u1ec3n khai e-CNY to\u00e0n di\u1ec7n.<\/p>\n\n
C\u00e1c c\u1ea5p \u0111\u1ed9 quy\u1ec1n ri\u00eang t\u01b0 c\u1ee7a e-CNY c\u00f3 ngh\u0129a l\u00e0 ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng ki\u1ec3m so\u00e1t th\u00f4ng tin nh\u1eadn d\u1ea1ng c\u00e1 nh\u00e2n v\u00e0 bi\u1ebft s\u1ed1 d\u01b0 c\u1ee7a t\u1eebng t\u00e0i kho\u1ea3n. e-CNY cung c\u1ea5p phi\u00ean b\u1ea3n ngo\u1ea1i tuy\u1ebfn v\u1edbi th\u1ebb th\u00f4ng minh ph\u1ea7n c\u1ee9ng c\u00f3 th\u1ec3 truy\u1ec1n gi\u00e1 tr\u1ecb qua NFC, nh\u01b0ng nh\u1eefng th\u1ebb n\u00e0y ch\u1ec9 c\u00f3 th\u1ec3 ch\u1ee9a m\u1ed9t s\u1ed1 ti\u1ec1n nh\u1ecf.<\/p>\n\n
Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u00f3 th\u1ec3 bi\u1ebft s\u1ed1 d\u01b0 v\u00e0 t\u00e0i kho\u1ea3n v\u00ed ti\u1ec1n, c\u00f9ng v\u1edbi th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ea7n thi\u1ebft \u0111\u1ec3 t\u1ea1o c\u00e1c t\u00e0i kho\u1ea3n n\u00e0y. Ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 l\u00e0m h\u1ebft h\u1ea1n c\u00e1c kho\u1ea3n ti\u1ec1n, nh\u01b0 \u0111\u00e3 th\u1ea5y trong tr\u01b0\u1eddng h\u1ee3p ti\u1ec1n \u0111\u01b0\u1ee3c th\u1ea3 t\u1eeb m\u00e1y bay \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 th\u1eed nghi\u1ec7m e-CNY.<\/p>\n\n
e-CNY kh\u00f4ng nh\u1eb1m m\u1ee5c \u0111\u00edch thay th\u1ebf Alipay v\u00e0 WeChat Pay. Tuy nhi\u00ean, Trung Qu\u1ed1c \u0111\u00e3 g\u1eb7p ph\u1ea3i v\u1ea5n \u0111\u1ec1 trong l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7, khi b\u1eaft gi\u1eef nh\u1eefng ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c \u0111\u1ee3t ch\u00e0o b\u00e1n c\u1ed5 phi\u1ebfu l\u1ea7n \u0111\u1ea7u ra c\u00f4ng ch\u00fang. H\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, v\u1ed1n ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd, cung c\u1ea5p n\u1ec1n t\u1ea3ng \u1ed5n \u0111\u1ecbnh cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh c\u1ee7a Trung Qu\u1ed1c. M\u1ee5c ti\u00eau ch\u00ednh c\u1ee7a Trung Qu\u1ed1c \u0111\u1ed1i v\u1edbi e-CNY l\u00e0 t\u1ea1o ra m\u1ed9t t\u00f9y ch\u1ecdn thanh to\u00e1n trong n\u01b0\u1edbc kh\u00e1c.<\/p>\n\n
e-CNY \u0111\u01b0\u1ee3c \u0111\u01b0a ra nh\u1eb1m ng\u0103n ch\u1eb7n s\u1ef1 thay th\u1ebf ti\u1ec1n t\u1ec7 b\u1eb1ng Libra v\u00e0 c\u00e1c lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed nh\u01b0 Bitcoin. Trong m\u1ed9t b\u00e0i b\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c, ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c coi l\u00e0 c\u00f4ng c\u1ee5 “g\u00e2y ra nh\u1eefng r\u1ee7i ro ti\u1ec1m \u1ea9n \u0111\u1ed1i v\u1edbi an ninh t\u00e0i ch\u00ednh v\u00e0 \u1ed5n \u0111\u1ecbnh x\u00e3 h\u1ed9i”.<\/p>\n\n
Trung Qu\u1ed1c c\u0169ng \u0111ang ti\u1ebfn h\u00e0nh d\u1ef1 \u00e1n M-Bridge v\u1edbi BIS Innovation Hub, trong \u0111\u00f3 c\u00f3 s\u1ef1 tham gia c\u1ee7a c\u00e1c CBDC b\u00e1n bu\u00f4n t\u01b0\u01a1ng t\u00e1c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng kh\u00e1c. D\u1ef1 \u00e1n c\u00f3 s\u1ef1 tham gia c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng C\u00e1c Ti\u1ec3u v\u01b0\u01a1ng qu\u1ed1c \u1ea2 R\u1eadp Th\u1ed1ng nh\u1ea5t v\u00e0 \u1ea2 R\u1eadp Saudi, v\u00e0 nh\u1eb1m m\u1ee5c \u0111\u00edch qu\u1ed1c t\u1ebf h\u00f3a \u0111\u1ed3ng Nh\u00e2n d\u00e2n t\u1ec7. Chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a Trung Qu\u1ed1c l\u00e0 xu\u1ea5t kh\u1ea9u c\u00e1c ti\u00eau chu\u1ea9n ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 cho c\u00e1c ch\u00ednh ph\u1ee7 kh\u00e1c v\u00e0 c\u1ea3i thi\u1ec7n c\u00e1c kho\u1ea3n thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi cho c\u00e1c m\u1eb7t h\u00e0ng thi\u1ebft y\u1ebfu.<\/p>\n\n
B\u1eb1ng c\u00e1ch hi\u1ec3u v\u1ec1 e-CNY, c\u00e1c \u1ee9ng d\u1ee5ng v\u00e0 t\u00e1c \u0111\u1ed9ng c\u1ee7a n\u00f3, ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y c\u00e1ch Trung Qu\u1ed1c \u0111\u1ecbnh h\u00ecnh t\u01b0\u01a1ng lai c\u1ee7a c\u00e1c kho\u1ea3n thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1. e-CNY \u0111\u1ea1i di\u1ec7n cho m\u1ed9t b\u01b0\u1edbc ti\u1ebfn \u0111\u00e1ng k\u1ec3 h\u01b0\u1edbng t\u1edbi m\u1ed9t x\u00e3 h\u1ed9i kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, v\u1edbi c\u1ea3 nh\u1eefng l\u1ee3i \u00edch v\u00e0 th\u00e1ch th\u1ee9c. Li\u1ec7u n\u00f3 c\u00f3 tr\u1edf th\u00e0nh m\u1ed9t l\u1ef1a ch\u1ecdn thay th\u1ebf ph\u1ed5 bi\u1ebfn cho c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n hi\u1ec7n t\u1ea1i hay kh\u00f4ng v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c bi\u1ebft, nh\u01b0ng ch\u1eafc ch\u1eafn n\u00f3 \u0111\u00e1nh d\u1ea5u m\u1ed9t b\u01b0\u1edbc ph\u00e1t tri\u1ec3n quan tr\u1ecdng trong b\u1ed1i c\u1ea3nh t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u.<\/p>","protected":false},"excerpt":{"rendered":"
T\u1ed5ng quan v\u1ec1 e-CNY, \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a Trung Qu\u1ed1c M\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c th\u00fa v\u1ecb nh\u1ea5t khi nghi\u00ean c\u1ee9u Trung Qu\u1ed1c v\u00e0 Bitcoin l\u00e0 \u0111\u1ed3ng Nh\u00e2n…<\/p>\n","protected":false},"author":1,"featured_media":1424,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-1423","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stablecoins"],"_links":{"self":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/posts\/1423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/comments?post=1423"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/posts\/1423\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/media\/1424"}],"wp:attachment":[{"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/media?parent=1423"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/categories?post=1423"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/vi\/wp-json\/wp\/v2\/tags?post=1423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}