Tayland’daki bankalar, doland\u0131r\u0131c\u0131l\u0131\u011fa kar\u015f\u0131 \u00fclke \u00e7ap\u0131nda bir operasyonla \u00fc\u00e7 milyon hesab\u0131 dondurdu ve bir\u00e7ok s\u0131radan insan ve k\u00fc\u00e7\u00fck i\u015fletme paralar\u0131n\u0131 kullanamaz hale geldi. BoT olarak bilinen Tayland Bankas\u0131, dondurman\u0131n doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 durdurmay\u0131 ve vatanda\u015flar\u0131 korumay\u0131 ama\u00e7lad\u0131\u011f\u0131n\u0131 s\u00f6yledi, ancak bu hamle aileleri, sat\u0131c\u0131lar\u0131 ve d\u00fckkan sahiplerini faturalar\u0131n\u0131 \u00f6demek ve i\u015flerini y\u00fcr\u00fctmek i\u00e7in m\u00fccadele i\u00e7inde b\u0131rakt\u0131. Siber Su\u00e7 Soru\u015fturma B\u00fcrosu veya CCIB, su\u00e7 gruplar\u0131n\u0131n para ta\u015f\u0131mak ve bankalar\u0131 kand\u0131rmak i\u00e7in “mula hesaplar\u0131” kulland\u0131\u011f\u0131n\u0131 bildirdi. Mula hesab\u0131, bazen hesab\u0131n\u0131n bir su\u00e7 i\u00e7in kullan\u0131ld\u0131\u011f\u0131n\u0131 bile bilmeyen ki\u015filerin m\u00fclkiyetinde olan, doland\u0131r\u0131c\u0131lar\u0131n \u00e7al\u0131nan paray\u0131 almak veya g\u00f6ndermek i\u00e7in kulland\u0131\u011f\u0131 bir hesapt\u0131r.<\/p>\n\n
Operasyon, Tayland bankalar\u0131n\u0131n \u00c7evrimi\u00e7i Doland\u0131r\u0131c\u0131l\u0131kla M\u00fccadele Operasyon Merkezi (AOC) ve Kara Para Aklama Ofisi (AMLO) ile birlikte \u00e7al\u0131\u015ft\u0131\u011f\u0131 A\u011fustos ay\u0131nda ba\u015flad\u0131. Birlikte, havaleler ve g\u00fcnl\u00fck limitler konusunda s\u0131k\u0131 kurallar koymaya karar verdiler. Ama\u00e7, doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 durdurmak ve doland\u0131r\u0131c\u0131l\u0131k paras\u0131n\u0131n yay\u0131lmas\u0131n\u0131 engellemekti. Dijital Ekonomi ve Toplum Bakanl\u0131\u011f\u0131 (DES) de kat\u0131ld\u0131 ve her g\u00fcn y\u00fczlerce \u015fikayeti ele almak i\u00e7in bir “sava\u015f odas\u0131” kurdu. \u0130nsanlar, paralar\u0131n\u0131n bloke edildi\u011fini s\u00f6ylemek i\u00e7in Tayland’\u0131n d\u00f6rt bir yan\u0131ndan arad\u0131. Polis karakollar\u0131 ve \u00e7a\u011fr\u0131 merkezleri, hesaplar\u0131 ask\u0131ya al\u0131nm\u0131\u015f vatanda\u015flardan ve i\u015fletmelerden gelen raporlarla doldu.<\/p>\n\n
Yetkililer, mula hesaplar\u0131n\u0131 hedef ald\u0131klar\u0131n\u0131 s\u00f6ylediler, ancak bir\u00e7ok masum insan yakaland\u0131. Baz\u0131 sat\u0131c\u0131lar, doland\u0131r\u0131c\u0131lar taraf\u0131ndan bilmeden para g\u00f6nderildi ve hesaplar\u0131 donduruldu. Bir davada, doland\u0131r\u0131c\u0131lar bir \u00e7ocu\u011fun hesab\u0131na 100.000 baht g\u00f6nderdi ve \u00e7ocu\u011fa paray\u0131 iletmesini s\u00f6yledi. Bu hesap i\u015faretlendi ve aile, doland\u0131r\u0131c\u0131l\u0131kla hi\u00e7bir ilgisi olmamas\u0131na ra\u011fmen eri\u015fimini kaybetti. Komiser Pol Lt Gen Trairong Phiwpan, doland\u0131r\u0131c\u0131lar\u0131n para aklamak i\u00e7in yeni yollar kulland\u0131\u011f\u0131n\u0131 s\u00f6yledi. Sadece \u00e7al\u0131nan fonlar\u0131 ta\u015f\u0131mak yerine, ger\u00e7ek sat\u0131c\u0131lardan mal sat\u0131n al\u0131p nakit kar\u015f\u0131l\u0131\u011f\u0131nda yeniden satt\u0131lar. Bu, baz\u0131 i\u015fletmelerin dahil olmamalar\u0131na ra\u011fmen \u015f\u00fcpheli g\u00f6r\u00fcnmesine neden oldu. Baz\u0131 sat\u0131c\u0131lar\u0131n komisyon kazanmak i\u00e7in bilerek kat\u0131lm\u0131\u015f olabilece\u011fini, ancak \u00e7o\u011funun aldat\u0131ld\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n\n
Tayland Bankas\u0131’nda yard\u0131mc\u0131 vali olan Daranee Saeju, m\u00fcfetti\u015flerin \u00e7al\u0131nan paray\u0131 iade etmek i\u00e7in finansal rotalar\u0131 izledi\u011fini s\u00f6yledi. Sadece mula hesaplar\u0131na ba\u011fl\u0131 hesaplar\u0131n dondurulmas\u0131 gerekti\u011fini a\u00e7\u0131klad\u0131. Yine de bir\u00e7ok vatanda\u015f, i\u015flemedikleri su\u00e7lardan dolay\u0131 cezaland\u0131r\u0131lm\u0131\u015f hissetti. BoT, 1 Eyl\u00fcl’deki bir bankac\u0131l\u0131k sistemi hatas\u0131n\u0131n da i\u015fleri daha da k\u00f6t\u00fcle\u015ftirdi\u011fini kabul etti. Hata, hesap bakiyelerinin g\u00fcncellenmesini engelledi ve ne kadar paralar\u0131 kald\u0131\u011f\u0131n\u0131 g\u00f6rmeye \u00e7al\u0131\u015fan m\u00fc\u015fteriler i\u00e7in daha da fazla kar\u0131\u015f\u0131kl\u0131\u011fa neden oldu.<\/p>\n\n
DES, Tayland yasalar\u0131na g\u00f6re sadece mahkemelerce desteklenen polis emirlerinin hesaplar\u0131 kal\u0131c\u0131 olarak dondurabilece\u011fini s\u00f6yledi. Bankalar, AOC veya AMLO taraf\u0131ndan yap\u0131lan dondurmalar ge\u00e7iciydi ve h\u0131zla g\u00f6zden ge\u00e7irilmesi ama\u00e7lan\u0131yordu. Ask\u0131ya almalar, para ak\u0131\u015f\u0131 modelleri, i\u015flem rotalar\u0131 ve hesap etkinli\u011finin normal davran\u0131\u015fla e\u015fle\u015fip e\u015fle\u015fmedi\u011fi incelenerek kontrol edildi. Yetkililer, bir hesap temizlendikten sonra dakikalar i\u00e7inde \u00e7\u00f6z\u00fclebilece\u011fini s\u00f6yledi. Yine de insanlar, incelemelerin \u00e7ok uzun s\u00fcrd\u00fc\u011f\u00fcnden ve bankac\u0131l\u0131k sistemine olan g\u00fcvenin giderek azald\u0131\u011f\u0131ndan \u015fikayet etti.<\/p>\n\n
BoT, ma\u011fdurlar i\u00e7in daha h\u0131zl\u0131 incelemeler ve adil tazminat s\u00f6z\u00fc verdi. CCIB ayr\u0131ca, polis karakollar\u0131n\u0131n ve \u00e7a\u011fr\u0131 merkezlerinin davalar\u0131 daha h\u0131zl\u0131 i\u015flemesine yard\u0131mc\u0131 olmak i\u00e7in daha fazla memur g\u00f6nderdi. Ama\u00e7, insanlar\u0131 doland\u0131r\u0131c\u0131l\u0131ktan korumak ve ayn\u0131 zamanda masum vatanda\u015flar\u0131 tuza\u011fa d\u00fc\u015f\u00fcren hatalar\u0131 d\u00fczeltmekti. Yetkililer, sistemi iyile\u015ftirmek ve hatalar\u0131 \u00f6nlemek i\u00e7in yeni prosed\u00fcrler \u00fczerinde \u00e7al\u0131\u015ft\u0131klar\u0131n\u0131 s\u00f6yledi. Bir\u00e7o\u011funun kitlesel dondurmalarla sars\u0131ld\u0131\u011f\u0131n\u0131 s\u00f6yledi\u011fi Tayland bankalar\u0131na olan g\u00fcveni yeniden tesis etmek istiyorlar.<\/p>\n\n
Ele\u015ftirmenler, milyonlarca hesab\u0131n dondurulmas\u0131n\u0131n a\u015f\u0131r\u0131 bir hareket oldu\u011funu savundu. Hodder Law’\u0131n kurucusu Sasha Hodder, vatanda\u015flar\u0131n bankalar\u0131n fonlar\u0131 dondurabilece\u011fi ancak “Bitcoin’i donduramaz” olduklar\u0131 i\u00e7in kripto kullanmay\u0131 tercih edebileceklerini s\u00f6yledi. Yorumu, banka hesaplar\u0131na eri\u015fimini kaybetme endi\u015fesi ta\u015f\u0131yan insanlar i\u00e7in dijital varl\u0131klar\u0131n daha g\u00fcvenli olup olmayaca\u011f\u0131 konusunda bir tart\u0131\u015fma ba\u015flatt\u0131. \u015eimdilik Tayland, doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n \u00f6nlenmesini vatanda\u015flar\u0131n ve i\u015fletmelerin haklar\u0131yla dengelemeye devam ediyor. Operasyon, \u00e7evrimi\u00e7i doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n ve kara para aklaman\u0131n sadece doland\u0131r\u0131c\u0131l\u0131k ma\u011fdurlar\u0131na de\u011fil, ayn\u0131 zamanda bunun bir par\u00e7as\u0131 olmayan insanlara da nas\u0131l zarar verebilece\u011fini g\u00f6sterdi. Bir\u00e7o\u011fu, yeni kurallar ve daha h\u0131zl\u0131 incelemelerle, Tayland bankalar\u0131n\u0131n masum ailelerin ve i\u015fletmelerin fonlar\u0131n\u0131 yeniden dondurmadan doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 durdurabilece\u011fini umuyor.<\/p>","protected":false},"excerpt":{"rendered":"
Tayland’daki bankalar, doland\u0131r\u0131c\u0131l\u0131\u011fa kar\u015f\u0131 \u00fclke \u00e7ap\u0131nda bir operasyonla \u00fc\u00e7 milyon hesab\u0131 dondurdu ve bir\u00e7ok s\u0131radan insan ve k\u00fc\u00e7\u00fck i\u015fletme paralar\u0131n\u0131 kullanamaz hale geldi. BoT olarak bilinen Tayland Bankas\u0131, dondurman\u0131n doland\u0131r\u0131c\u0131l\u0131\u011f\u0131…<\/p>\n","protected":false},"author":2,"featured_media":2207,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin"],"_links":{"self":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts\/2206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/comments?post=2206"}],"version-history":[{"count":1,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts\/2206\/revisions"}],"predecessor-version":[{"id":2208,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts\/2206\/revisions\/2208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/media\/2207"}],"wp:attachment":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/media?parent=2206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/categories?post=2206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/tags?post=2206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}