{"id":1537,"date":"2024-07-25T13:27:22","date_gmt":"2024-07-25T13:27:22","guid":{"rendered":"https:\/\/bitcoinnewscrypto.com\/tr\/?p=1537"},"modified":"2024-07-25T13:27:22","modified_gmt":"2024-07-25T13:27:22","slug":"coinbase-uk-fined-4-5-million-high-risk-customer-onboarding","status":"publish","type":"post","link":"https:\/\/bitcoinnewscrypto.com\/tr\/news\/coinbase-uk-fined-4-5-million-high-risk-customer-onboarding\/","title":{"rendered":"Coinbase \u0130ngiltere, Y\u00fcksek Riskli M\u00fc\u015fterileri Kabul Etti\u011fi \u0130\u00e7in 4,5 Milyon Dolar Para Cezas\u0131 Ald\u0131"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Coinbase \u0130ngiltere 4,5 Milyon Dolar Para Cezas\u0131na \u00c7arpt\u0131r\u0131ld\u0131<\/h2>\n\n<h3 class=\"wp-block-heading\">Cezan\u0131n Arka Plan\u0131<\/h3>\n\n<p>Tan\u0131nm\u0131\u015f bir kripto para borsas\u0131 olan Coinbase, \u0130ngiltere&#8217;de sorunlarla kar\u015f\u0131la\u015ft\u0131. \u0130ngiltere Finansal Y\u00f6netim Kurumu (FCA), Coinbase&#8217;in \u0130ngiltere kolu CB Payments Limited&#8217;a (CBPL) a\u011f\u0131r bir 4,5 milyon dolar para cezas\u0131 kesti. Nedeni mi? M\u00fc\u015fteri kabul\u00fcyle ilgili g\u00f6n\u00fcll\u00fc bir anla\u015fmaya uymad\u0131lar.<\/p>\n\n<p>2020 y\u0131l\u0131nda CBPL, FCA ile &#8220;y\u00fcksek riskli&#8221; kabul edilen m\u00fc\u015fterileri kabul etmeme konusunda anla\u015ft\u0131. Ancak, 13.416 y\u00fcksek riskli m\u00fc\u015fteriyi kabul ederek anla\u015fmay\u0131 ihlal ettiler. FCA bunu ciddi bir ihlal olarak g\u00f6rd\u00fc ve onlar\u0131 cezaland\u0131rmaya karar verdi.<\/p>\n\n<h3 class=\"wp-block-heading\">\u0130hlalin Ayr\u0131nt\u0131lar\u0131<\/h3>\n\n<p>FCA&#8217;ya g\u00f6re CBPL&#8217;nin zay\u0131f kontrolleri vard\u0131. Bu zay\u0131fl\u0131klar, su\u00e7lular\u0131n kara para aklamak i\u00e7in CBPL&#8217;yi kullanmas\u0131n\u0131 kolayla\u015ft\u0131rd\u0131. FCA&#8217;da uygulama ve piyasa g\u00f6zetimi m\u00fcd\u00fcr yard\u0131mc\u0131s\u0131 olan Therese Chambers, 25 Temmuz&#8217;da yapt\u0131\u011f\u0131 a\u00e7\u0131klamada \u015funlar\u0131 s\u00f6yledi:<\/p>\n\n<p>&#8220;CBPL&#8217;nin kontrollerinde \u00f6nemli zay\u0131fl\u0131klar vard\u0131 ve FCA bunu kendisine bildirdi, bu nedenle gereklilikler gerekiyordu. Ancak CPBL bu gerekliliklere defalarca ayk\u0131r\u0131 davrand\u0131. Bu, su\u00e7lular\u0131n su\u00e7 gelirlerinin aklanmas\u0131 i\u00e7in CBPL&#8217;yi kullanma riskini art\u0131rd\u0131. Piyasalar\u0131m\u0131z\u0131n b\u00fct\u00fcnl\u00fc\u011f\u00fcn\u00fc tehlikeye atan b\u00f6yle bir gev\u015fekli\u011fe m\u00fcsamaha g\u00f6stermeyece\u011fiz.&#8221;<\/p>\n\n<h3 class=\"wp-block-heading\">Kripto Para End\u00fcstrisine Etkileri<\/h3>\n\n<p>FCA&#8217;n\u0131n Coinbase \u0130ngiltere&#8217;yi para cezas\u0131na \u00e7arpt\u0131rma karar\u0131, b\u00f6lgedeki di\u011fer kripto para borsalar\u0131 i\u00e7in daha fazla incelemenin ba\u015flang\u0131c\u0131 olabilir. Bu artan inceleme, baz\u0131 platformlar\u0131 faaliyet g\u00f6stermek i\u00e7in daha kripto dostu d\u00fczenleyici yarg\u0131 b\u00f6lgeleri aramaya itebilir.<\/p>\n\n<p>Bununla ilgili olarak FCA, Coinbase&#8217;in \u0130ngiltere koluna Elektronik Para Y\u00f6netmeli\u011fi 2011 kapsam\u0131nda ceza kesti. Bu para cezas\u0131, FCA&#8217;n\u0131n bu d\u00fczenlemeye dayanarak ilk kez yapt\u0131r\u0131m uygulad\u0131\u011f\u0131 i\u00e7in dikkat \u00e7ekicidir.<\/p>\n\n<h3 class=\"wp-block-heading\">Para Cezas\u0131n\u0131n Ayr\u0131nt\u0131lar\u0131<\/h3>\n\n<p>\u0130ngiliz d\u00fczenleyici kurum, Coinbase Group&#8217;un CBPL&#8217;sine 4,5 milyon dolara e\u015fde\u011fer 3.503.546 pound para cezas\u0131 kesti. FCA, ihlallerin \u015firketin g\u00f6n\u00fcll\u00fc anla\u015fmas\u0131 (VREQ) i\u00e7in ilk izleme uygulamalar\u0131n\u0131n eksikli\u011finden dolay\u0131 son iki y\u0131ld\u0131r fark edilmeden kald\u0131\u011f\u0131n\u0131 tespit etti.<\/p>\n\n<p>Coinbase \u0130ngiltere&#8217;nin CBPL&#8217;si yaln\u0131zca k\u00fc\u00e7\u00fck bir y\u00fczdesini olu\u015fturan y\u00fcksek riskli m\u00fc\u015fterileri kabul etti. Coinbase taraf\u0131ndan payla\u015f\u0131lan bir a\u00e7\u0131klamaya g\u00f6re, kabul ettikleri m\u00fc\u015fterilerin yaln\u0131zca %0,34&#8217;\u00fc &#8220;y\u00fcksek riskli&#8221; olarak de\u011ferlendirildi. CBPL, bu m\u00fc\u015fterilerin 30 Ekim 2020 ile 1 Ekim 2023 tarihleri aras\u0131nda &#8220;istemeden kabul edildi\u011fini&#8221; iddia ediyor. Bu da FCA&#8217;n\u0131n soru\u015fturmas\u0131na ve ard\u0131ndan gelen eylemine yol a\u00e7t\u0131.<\/p>\n\n<h3 class=\"wp-block-heading\">FCA Soru\u015fturmas\u0131n\u0131n Odak Noktas\u0131<\/h3>\n\n<p>FCA&#8217;n\u0131n soru\u015fturmas\u0131 kripto para birimi i\u015flemlerine odaklanmad\u0131. Bunun yerine CBPL&#8217;nin e-para aktar\u0131m hizmetlerini inceledi. FCA, CBPL&#8217;ye 2017&#8217;den bu yana bir e-para kurumu olarak yetki verdi ve belirli yarg\u0131 b\u00f6lgelerindeki m\u00fc\u015fterilere e-para ve \u00f6deme hizmetleri sunuyor. Ancak FCA, CBPL&#8217;ye m\u00fc\u015fteriler ad\u0131na kripto varl\u0131k i\u015flemleri yapma yetkisi vermedi. Bu nedenle FCA&#8217;n\u0131n soru\u015fturmas\u0131 herhangi bir kripto varl\u0131k i\u015flemini incelemedi.<\/p>\n\n<h3 class=\"wp-block-heading\">Coinbase&#8217;in Para Cezas\u0131na Tepkisi<\/h3>\n\n<p>Coinbase para cezas\u0131na, baz\u0131 y\u00fcksek riskli m\u00fc\u015fterileri istemeden kabul ettiklerini belirterek yan\u0131t verdi. M\u00fc\u015fterilerinin yaln\u0131zca k\u00fc\u00e7\u00fck bir k\u0131sm\u0131n\u0131n etkilendi\u011fini vurgulad\u0131lar. Ayr\u0131ca para cezas\u0131n\u0131n %30 indirimli uyguland\u0131\u011f\u0131n\u0131 \u00e7\u00fcnk\u00fc FCA ile meseleyi \u00e7\u00f6zmeyi kabul ettiklerini belirttiler.<\/p>\n\n<h3 class=\"wp-block-heading\">\u0130ngiltere&#8217;de Kripto Para D\u00fczenlemesinin Gelece\u011fi<\/h3>\n\n<p>Bu para cezas\u0131, \u0130ngiltere&#8217;de kripto para birimi hizmetleri sa\u011flay\u0131c\u0131lar\u0131na y\u00f6nelik daha geni\u015f \u00e7apl\u0131 bir bask\u0131n\u0131n ba\u015flang\u0131c\u0131n\u0131 i\u015faret edebilir. FCA&#8217;n\u0131n karar\u0131, kripto para end\u00fcstrisi i\u00e7in daha s\u0131k\u0131 d\u00fczenlemelere yol a\u00e7abilir, bu da bu i\u015fletmelerin \u00e7al\u0131\u015fma \u015feklini etkileyebilir.<\/p>\n\n<h3 class=\"wp-block-heading\">\u00d6nemli Noktalar\u0131n \u00d6zeti<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Coinbase \u0130ngiltere&#8217;nin kolu CBPL, FCA taraf\u0131ndan 4,5 milyon dolar para cezas\u0131na \u00e7arpt\u0131r\u0131ld\u0131.<\/li>\n<li>Para cezas\u0131, FCA ile g\u00f6n\u00fcll\u00fc bir anla\u015fmay\u0131 ihlal ederek 13.416 y\u00fcksek riskli m\u00fc\u015fteriyi kabul etmeleri nedeniyle verildi.<\/li>\n<li>FCA, CBPL&#8217;nin kontrollerindeki zay\u0131fl\u0131klar\u0131 vurgulayarak kara para aklama riskleri konusunda endi\u015felerini dile getirdi.<\/li>\n<li>Bu para cezas\u0131, FCA&#8217;n\u0131n Elektronik Para Y\u00f6netmeli\u011fi 2011 kapsam\u0131nda ald\u0131\u011f\u0131 ilk yapt\u0131r\u0131m niteli\u011findedir.<\/li>\n<li>FCA&#8217;n\u0131n soru\u015fturmas\u0131 e-para aktar\u0131m hizmetlerine odakland\u0131, kripto para birimi i\u015flemlerine de\u011fil.<\/li>\n<li>Coinbase, m\u00fc\u015fterilerin yaln\u0131zca %0,34&#8217;\u00fcn\u00fcn y\u00fcksek riskli oldu\u011funu ve istemeden kabul edildi\u011fini belirtti.<\/li>\n<li>FCA ile konuyu \u00e7\u00f6zmeyi kabul ettikleri i\u00e7in para cezas\u0131na %30 indirim uyguland\u0131.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Sonu\u00e7<\/h3>\n\n<p>FCA&#8217;n\u0131n Coinbase \u0130ngiltere&#8217;ye y\u00f6nelik eylemi, di\u011fer kripto para borsalar\u0131na d\u00fczenleyici anla\u015fmalara uyman\u0131n \u00f6nemi konusunda bir uyar\u0131 g\u00f6revi g\u00f6r\u00fcyor. Kripto para end\u00fcstrisi b\u00fcy\u00fcmeye devam ettik\u00e7e, d\u00fczenleyici kurumlar\u0131n uyumlulu\u011fu sa\u011flamak ve finansal piyasalar\u0131n b\u00fct\u00fcnl\u00fc\u011f\u00fcn\u00fc korumak i\u00e7in denetimlerini art\u0131rmalar\u0131 muhtemeldir. Coinbase ve di\u011fer borsalar i\u00e7in bu, benzer para cezalar\u0131ndan ka\u00e7\u0131nmak ve yasal s\u0131n\u0131rlar dahilinde faaliyet g\u00f6sterdiklerinden emin olmak i\u00e7in daha s\u0131k\u0131 kontrol ve izleme uygulamalar\u0131 anlam\u0131na geliyor.<\/p>","protected":false},"excerpt":{"rendered":"<p>Coinbase \u0130ngiltere 4,5 Milyon Dolar Para Cezas\u0131na \u00c7arpt\u0131r\u0131ld\u0131 Cezan\u0131n Arka Plan\u0131 Tan\u0131nm\u0131\u015f bir kripto para borsas\u0131 olan Coinbase, \u0130ngiltere&#8217;de sorunlarla kar\u015f\u0131la\u015ft\u0131. \u0130ngiltere Finansal Y\u00f6netim Kurumu (FCA), Coinbase&#8217;in \u0130ngiltere kolu CB&hellip;<\/p>\n","protected":false},"author":2,"featured_media":1538,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts\/1537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/comments?post=1537"}],"version-history":[{"count":1,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts\/1537\/revisions"}],"predecessor-version":[{"id":1539,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/posts\/1537\/revisions\/1539"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/media\/1538"}],"wp:attachment":[{"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/media?parent=1537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/categories?post=1537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinnewscrypto.com\/tr\/wp-json\/wp\/v2\/tags?post=1537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}